Avoid Hidden Fees in Low-Cost Cremation Services: What You Need to Know

Navigating the Financial Aspects of End-of-Life Planning

When making end-of-life plans, it's impossible to avoid the financial considerations that come with it.

While family traditions, religion, values, and beliefs play a significant role in end-of-life choices, the generally lower cost of cremation can be a deciding factor for many.

Buyer Beware: Understanding Cremation Costs

Even those who diligently comparison shop may be misled by artificially low advertised prices.

Often, the low-cost cremation price you see advertised is merely the "starting price" for a provider's services. Families may face additional fees for services like transportation, removal of implants, and the delivery of remains. The care of larger-sized loved ones may also incur extra costs.

Suddenly, what began as an affordable option can escalate to hundreds more. According to national price surveys, the average median price for a direct cremation is $2645 while a full-service cremation is almost $7,000.

Transparent Pricing Matters

Consumer surveys show that companies offering transparent cremation prices typically provide the lowest overall cost. While some funeral homes make it difficult to determine the final price, others offer a single, all-inclusive price with no hidden fees. Sometimes, a package deal may be the best option, but be sure not to pay for services you don't need or expect to use. Whether you choose a package or an à la carte option, you have the right to know the "out-the-door" price.

Tips for Comparing Costs

The Federal Trade Commission's (FTC) Funeral Rule protects consumers and provides helpful tips on the FTC website to help you understand your rights and compare prices.

Families have the right to request a funeral home's General Price List (GPL). Review this list carefully to identify any additional charges for direct cremation. Many funeral homes list these details on their websites, and all are legally required to provide them over the phone.

Understanding the Funeral Rule

The FTC Funeral Rule also grants you the right to:

• Purchase only the funeral arrangements you want
• Use an alternative container for cremation
• Provide your own urn for storing remains
• Make arrangements without embalming
• Receive a written statement before you pay

When searching for affordable cremation services, don't hesitate to ask questions. Inquire if the quoted price is the full and final cost, whether there will be additional fees, and if you'll be charged for small requests or delivery. It's your loved one — asking for clear pricing and service information is your right.

You can also ask if package deals include the services you need without unnecessary extras.

It's challenging to make these decisions while grieving, so consider asking a friend or relative to assist you. Choose a funeral home where the staff is supportive of you and your family.

While discussing finances may feel uncomfortable during a time of grief, it's essential to find a service that honors your loved one while fitting your budget. Understanding these consumer tips can help you navigate the process and make informed decisions.

For more information about potential scams you may face after you've lost a loved one, read our article: Bereaved Beware: 3 Scams to Look Out For.

Embrace Peace of Mind

Our providers are committed to price transparency and offer a variety of services to meet your specific needs. From low-cost cremations to elaborate funeral celebrations, contact your nearest location today.

Today is the best day to begin planning. Take your first step now.